tag:blogger.com,1999:blog-194731662012-02-08T05:28:06.889-05:00A personal finance site for young professionals...written by young professionals.RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.comBlogger1511100tag:blogger.com,1999:blog-19473166.post-1148434977175740602006-05-25T20:05:00.000-04:002006-05-25T20:07:55.190-04:00

We have had a few discussions in the past on the topic of renting a place versus buying a home...check these out for more information:Rent or BuyMore Rent or BuyRent or Buy: Real Life ExampleTo add some more information to the discussion, Chris over at Investor Geeks has written a great article that comes down on the side of the renter, entitled "Misconception: Renting if for Suckers." I tend to

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com23tag:blogger.com,1999:blog-19473166.post-1148244295233445622006-05-24T07:59:00.000-04:002006-05-24T08:02:20.156-04:00

Some may remember that I was thinking about signing up with Sharebuilder, mostly just to take advantage of their $50 bonus offer. I finally did signup in mid-April with $50 of my own money. I invested my $50 in VWO (Vanguard Emerging Markets Viper) which is at just about the same price as when I bought it. After that it was just a matter of waiting to get the $50 bonus.Well, my $50 Sharebuilder

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com6tag:blogger.com,1999:blog-19473166.post-1148349360924273462006-05-22T21:53:00.000-04:002006-05-23T20:54:33.250-04:00

The latest batch of Carnivals are now up. Make a point to check them out, there is always good information contained in them.Carnival of Personal Finance Number 49 hosted by Frugal for LifeFestival of Frugality hosted by Tired but HappyCarnival of Investing hosted by Mighty Bargain HunterCarnival of Debt Reduction hosted by Make Love, Not Debt________________________________________________For

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com3tag:blogger.com,1999:blog-19473166.post-1147461610506186632006-05-18T11:15:00.000-04:002006-05-18T14:44:27.603-04:00

The Frugal Living series will take a look at some of the steps that the Young Professionals use to save a little extra dough on the things that we buy.Today's frugal living post comes to us from Educating the Wheelers and is something that I know Mrs. RS and I could be doing better at. They have put together A Lazy Person's Guide to Eating More Meals at Home and it is a place where we could

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com3tag:blogger.com,1999:blog-19473166.post-1147703458018112742006-05-15T10:28:00.000-04:002006-05-17T20:32:15.436-04:00

The latest batch of Carnivals are now up. Make a point to check them out, there is always good information contained in them.Carnival of Personal Finance Number 48 hosted by 2MillionFestival of Frugality hosted by Boston Gal's Open WalletCarnival of Investing hosted by Investor GeeksCarnival of Debt Reduction hosted by Savvy Saver________________________________________________For those that

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1147287952510270782006-05-14T22:48:00.000-04:002006-05-14T22:50:50.973-04:00

The Frugal Living series will take a look at some of the steps that the Young Professionals use to save a little extra dough on the things that we buy.Today's entry into the Frugal Living Guide was sent to us by fellow Young Professional, Jonathan. We really appreciate it Jonathan and would love to hear from any other readers if you have some Frugal Living tips.Jonathan wrote to tell us about

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1147287354653429952006-05-10T14:53:00.000-04:002006-05-10T14:55:54.820-04:00

Have been greatly exaggerated. However, the demise of my free time is completely accurate. I am really noticing the difference in the amount of free time that I have now compared to how much I had over the winter. I have so much going on with the outside of my house right now that I have not even had any time to sit down and watch TV or play some XBOX 360. Between my regualr job all day, working

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com0tag:blogger.com,1999:blog-19473166.post-1145043738549172792006-04-27T14:31:00.000-04:002006-04-27T14:33:36.500-04:00

The Frugal Living series will take a look at some of the steps that the Young Professionals use to save a little extra dough on the things that we buy.Today's post on Frugal Living saved us a lot of dough a few years ago. It probably saved us between $40 and $70 a month on average. What could possibly save someone that much a month you ask? Switching from a regualr telephone service to a VOIP (

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com3tag:blogger.com,1999:blog-19473166.post-1146027727660301792006-04-26T00:59:00.000-04:002006-04-26T01:03:43.146-04:00

The latest batch of Carnivals are now up. Sorry that this post is a little late this week, I am still trying to catch up on all my mail and blog reading after vacation. Make a point to check them out, there is always good information contained in them.Carnival of Personal Finance Number 45 hosted by Million Dollar GoalFestival of Frugality hosted by MoneyBlogNetworkCarnival of Investing hosted by

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1145040668242753702006-04-25T11:20:00.000-04:002006-04-25T11:22:46.156-04:00

The Frugal Living series will take a look at some of the steps that the Young Professionals use to save a little extra dough on the things that we buy.Today's post on Frugal Living is a tip that can really only be used once a year...your birthday. There are many places where you can get free stuff on your birthday, here is a small list of birthday freebies from Smartmoney. My personal favorite is

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com0tag:blogger.com,1999:blog-19473166.post-1145932222545667332006-04-24T22:28:00.000-04:002006-04-24T22:30:22.560-04:00

Just a quick update to say that I just got back from a wonderful vacation. Mrs. RS and I went on a cruise with 5 other couples to the Western Caribbean. It was a lot of fun, but it is good to be home too. We woke up in Florida at 2AM this morning and finally made it home to New York by about 3PM this afternoon. Long day on just 2 hours of sleep. Must get some sleep soon!!!Tags:Misc

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1145024028137378132006-04-14T13:29:00.000-04:002006-04-21T10:05:14.733-04:00

Let me start this post off by saying that it is a really good thing that I went to college. The reason? Well, if I wasn't a computer programmer and had to do a job that required a good deal of physical labor...I would probably not be good at it. How do I know this? Our landscaping project is not going very well.That last statement isn't entirely true, the first retaining wall that we started

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com4tag:blogger.com,1999:blog-19473166.post-1144720832651841542006-04-14T10:59:00.000-04:002006-04-14T11:01:14.516-04:00

Jeffery from Personal Finance Advice has a post asking what others coin jar looks like. It is a very timely post since I was just about to write a new post for the Frugal Living guide about coin jars. Mrs. RS just emptied our coin jar so that we could use the proceeds for extra spending money on our vacation next week. We are going on a cruise with 5 other couples to the Western Carribean...it

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com5tag:blogger.com,1999:blog-19473166.post-1144937879410392832006-04-13T10:00:00.000-04:002006-04-14T10:15:04.876-04:00

After conversing with RS and DD, my "first jobs" experience was pretty different/almost sheltered compared to their first jobs. I never had to run the fryer at McDs, work construction or make cold calls for sales pitches. Here are my first jobs:1) I first entered the work world as KUMON teacher. The program handed out booklets of additional English reading sets or math homework sets for children

SLhttp://www.blogger.com/profile/17963007048590459444noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1144778972370918652006-04-11T13:30:00.000-04:002006-04-11T14:19:57.100-04:00

I lived near a golf course and my brother and I would often search for golf balls then sit at the 15th hole and sell the golf balls. We had egg cartons for them and had 4 price categories based on the golf ball condition... most expensive being like 75 cents (pristine condition, no scratches or marks). This hole was also near a lake so there were those that would buy a bunch of the cheap 10 cent

DDhttp://www.blogger.com/profile/01517207247895298869noreply@blogger.com2tag:blogger.com,1999:blog-19473166.post-1144723128168672832006-04-10T22:37:00.000-04:002006-04-10T22:38:48.513-04:00

The Frugal Living series will take a look at some of the steps that the Young Professionals use to save a little extra dough on the things that we buy.Our tip today actually comes from Oprah...old school Oprah, not debt-diet Oprah (sounds like action figures). Many, many years ago, Oprah told Mrs. RS (not personally, but through her show) to get a change jar to help save a little extra money.

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1144472142458200462006-04-10T08:11:00.000-04:002006-04-10T08:13:30.276-04:00

The Budgeting Babe has a post about Turning Down Jobs (I don't think that I have ever turned down a job) and it got me thinking about jobs that I have had over the course of my life. In particualr, the first couple of jobs that I had:My first "real" job (real = not mowing the lawn or babysitting siblings for me) was at McDonald's. I worked the register and the drive-thru. It was a good starting

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com2tag:blogger.com,1999:blog-19473166.post-1144643536769438212006-04-10T00:30:00.000-04:002006-04-11T09:58:25.120-04:00

The latest batch of Carnivals are now up. Make a point to check them out, there is always good information contained in them.Carnival of Investing hosted by A Financial RevolutionCarnival of Personal Finance Number 43 hosted by MyMoneyBlogInteresting discussion in the beginning of this carnival this week. It also sparked another post from Punny Munny on the subject of carnivals.Carnival of Debt

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1144526591240130142006-04-08T16:01:00.000-04:002006-04-08T16:03:12.123-04:00

Last week, I posted about the Sharebuilder $50 Promotion that I was thinking about signing up for. Well, I did sign up with Sharebuilder, but I have a couple of questions that I was hoping someone could help me out with.I added $50 to my account and was just planning on investing that, plus my free $50 from the promo, in the Vanguard Emerging Markets Viper (VWO).When do you get the $50? I would

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com10tag:blogger.com,1999:blog-19473166.post-1144449199877340232006-04-07T17:50:00.000-04:002006-04-07T19:55:25.160-04:00

In all my mortgage shopping, I debated a number of different types of mortgages in trying to find what one would be right for me.3/1 and 5/1 ARM (adjustable rate mortgage)Here I was very tempted to go with the lower rate and allow for the variable rate since it could very well be lower in 5 years. After all, the rates have been going up for over a year now and seem likely to end soon. The Fed

DDhttp://www.blogger.com/profile/01517207247895298869noreply@blogger.com4tag:blogger.com,1999:blog-19473166.post-1144335747897585792006-04-06T11:00:00.000-04:002006-04-10T22:43:49.923-04:00

The Frugal Living series will take a look at some of the steps that the Young Professionals use to save a little extra dough on the things that we buy.One of the things that you can do to save a little extra money (actually, earn a little extra money) is to take advantage of some of the various deals that are offered from online savings banks from time to time. Not only will you earn some extra

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com0tag:blogger.com,1999:blog-19473166.post-1144297187218986032006-04-06T00:18:00.000-04:002006-04-06T00:19:49.730-04:00

Tomorrow it begins...my neighbor and I start spending tons of money on landscaping our new houses. We have been getting estimates for almost a month now on what it would cost for a retaining wall in the front of our house and to get a lawn put in. As I mentioned before, it costs a lot more than we have to spend. So, we decided to do what any other men with not enough money to do landscaping would

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com4tag:blogger.com,1999:blog-19473166.post-1143872188052353152006-04-05T10:32:00.000-04:002006-04-05T10:33:38.350-04:00

This problem has come up a few times recently...someone is selling their house with a real-estate agent, but they find a buyer on their own. Now they are stuck paying a real estate agent commission (usually 5%-6%). So, if you are selling your house, you should at least talk to your real estate agent about having the following clause in your contract with them...if you (as the seller), ever find

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1144105796633963412006-04-04T13:37:00.000-04:002006-04-04T13:39:22.913-04:00

I was pointed towards a new site this past weekend and I just started checking it out. It is called An Uncommon Way to Wealth. Along with some good articles, he has some really nice Excel spreadsheets on the site that you can download and use for free. These Excel spreadsheets will help you track various parts of your financial life.Here is a list of the spreadsheets that he currently has

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com4tag:blogger.com,1999:blog-19473166.post-1143872329341184672006-04-03T13:25:00.000-04:002006-04-03T13:28:06.060-04:00

Jim from Blueprint for Financial Prosperity posted last week about a new Sharebuilder $50 promotion that I was considering trying out. My current brokerage is E*Trade and I don't really want to switch (unless Sharebuilder ends up being really great), but I don't want to pass up $50.I need to look into Sharebuilder a little more...see if it is worth doing. Someone said you need to put money in

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com5tag:blogger.com,1999:blog-19473166.post-1144085750279138582006-04-03T10:12:00.000-04:002006-04-06T10:14:50.290-04:00

The latest batch of Carnivals are now up. Make a point to check them out, there is always good information contained in them.Carnival of Investing Number 16 hosted by Free Money FinanceCarnival of Personal Finance Number 42 hosted by Okdork.comCarnival of Debt Reduction hosted by The Frugal DutchessFestival of Frugality hosted by fivecentnickel.com________________________________________________

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1143776716952898762006-04-03T00:19:00.000-04:002006-04-03T00:21:14.490-04:00

The Philadelphia Inquirer has another article on the excessive pay of CEO's and the possibility that shareholders will be able to do something about it. This post will be a nice follow-up to my previous post about the rich getting richer.First, here are a couple of stats showing that the CEO payscale may in fact be a little off, you decide:One study found that CEO pay has grown to 300 times the

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1143870288661329702006-04-01T00:43:00.000-05:002006-04-01T00:44:48.700-05:00

Turns out that Flexo from Consumerism Commentary is the man behind the curtain over at pfblogs.org, just wanted to say nice job with the site. It is a great resource. That said, there are a couple of new items deserving our attention coming from pfblogs.org.The first is something that you may or may not have noticed on our front page here at the Young Professionals Financial Blog. We have added

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com0tag:blogger.com,1999:blog-19473166.post-1143832973486949762006-03-31T14:21:00.000-05:002006-03-31T14:22:53.510-05:00

The latest Random Interesting Fact comes to us from The Washington Post:A third of men between the ages of 22 and 34 still live with their parents -- roughly a 100 percent increase over 20 years ago, according the U.S. Census.That seems like a very high number to me, but on the plus side, I bet they are saving a lot of money. Hopefully, they are putting all that money to good use and investing

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com2tag:blogger.com,1999:blog-19473166.post-1143754734350380052006-03-31T11:28:00.000-05:002006-03-31T11:29:54.693-05:00

I recently decided to purchase a house and, upon acceptence of my bid, went to look for a mortgage. This being new to me, I asked a bunch of people what they did. Some had a guy they knew (some type of mortgage broker I assume). Some went with their bank or credit union to make it easy or for other added benefits. With how much money you can lose or save from this whole process I decided to try a

DDhttp://www.blogger.com/profile/01517207247895298869noreply@blogger.com15tag:blogger.com,1999:blog-19473166.post-1143664146193993622006-03-30T16:11:00.000-05:002006-04-10T22:42:40.366-04:00

The Frugal Living series will take a look at some of the steps that the Young Professionals use to save a little extra dough on the things that we buy.In an ideal world, the items that the Young Professionals wanted would always be found on some of the aforementioned deal sites. Sadly (or maybe thankfully) this is not the case. Sometimes the best deal can be found on ebay. Their motto: "Whatever

SLhttp://www.blogger.com/profile/17963007048590459444noreply@blogger.com2tag:blogger.com,1999:blog-19473166.post-1143685609179520452006-03-30T00:06:00.000-05:002006-03-30T00:09:29.816-05:00

Most of you probably know that I really enjoy reading David Bach's articles and books...I think that they are well written, easy to read, easy to understand, helpful, and contain easy to implement suggestions. I was reading his latest article over at Yahoo! Finance about Getting Your Financial Life Sorted and wanted to share it with our readers. Many of us probably have piles of financial

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com4tag:blogger.com,1999:blog-19473166.post-1143647897994687192006-03-29T15:13:00.000-05:002006-03-29T15:14:55.860-05:00

MyMoneyBlog has a post about what his luxuries are in life. I often talk about saving money or ways to make money, but don't get me wrong, I love to spend money as well. It can sometimes be very difficult to try to be good with my money, retirement is a long way away and there are always lots of items that I would love to have now. So, what are some of those items that I will spend my hard earned

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1143573071389294692006-03-28T14:09:00.000-05:002006-03-30T20:26:53.660-05:00

Ramit from I Will Teach You To Be Rich posted today on the demographics of where he lives and I went to check out the site that he got it from. It is pretty cool to see, too bad the census info is a little old (from 2000). Maybe this will end up being the next viral post in the PF Blogosphere when everyone checks the demographics for their neck of the woods.The top half are the stats for the area

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com3tag:blogger.com,1999:blog-19473166.post-1143523324470376692006-03-28T11:49:00.000-05:002006-03-28T11:50:29.353-05:00

Related to the Random Interesting Fact that I posted earlier, I am actually having a problem with my dentist right now. You may have read about my torture session at the dentists, now I am really paying for it. I got a bill last week for $750 from my health insurance company for my last dental visit...you read that right, a HEALTH insurance claim for my dental visit. The problem with this is that

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com2tag:blogger.com,1999:blog-19473166.post-1143522773310524002006-03-28T08:16:00.000-05:002006-03-28T08:18:14.100-05:00

This interesting fact comes from the April 2006 issue of Money Magazine:85% of hospital bills contain errors, according to AMBR, a medical-bill auditor.How scary is this little tidbit? The example in the article is about someone whose wife fainted and they got an ER bill for $13,086.48, when it "only" should have been for $1,726.79. The article goes on to give some steps on how to solve some of

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com0tag:blogger.com,1999:blog-19473166.post-1143489348200011752006-03-27T14:54:00.000-05:002006-03-28T13:12:13.113-05:00

The latest batch of Carnivals are now up. Make a point to check them out, there is always good information contained in them. You may notice that I added the Carnival of Debt Reduction this week. I think that there is some good information to be found there that can be helpful to some of our readers.Carnival of Investing Number 15 hosted by Fat Pitch FinancialsCarnival of Personal Finance Number

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com0tag:blogger.com,1999:blog-19473166.post-1143412774323097772006-03-26T17:38:00.000-05:002006-03-26T17:39:34.363-05:00

Some of you may know that I have been in search of a Money Tree lately...well, I just wanted to report to everyone that it cannot be found in Atlantic City, NJ.One of my friends is getting married in a couple of weeks, so a bunch of us went down to AC for a guys weekend (aka his bachelor party). Apparently, this is not a good way to save money. I was planning on making a nice withdrawal from the

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com0tag:blogger.com,1999:blog-19473166.post-1143163922646119792006-03-24T01:33:00.000-05:002006-04-03T10:13:09.323-04:00

This new Frugal Living series will take a look at some of the steps that the Young Professionals use to save a little extra dough on the things that we buy.Today's entry into the Frugal Living series deals with coupons. I know...I know, clipping coupons stinks, but you really can save some money this way. It may not be hundreds of dollars a week, or even tens of dollars a week, but it may be

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com2tag:blogger.com,1999:blog-19473166.post-1142568467760310112006-03-23T17:24:00.000-05:002006-03-23T17:25:46.980-05:00

Actually, the title should read Needed: Money Tree since Mrs. RS and I are about to hemmorage money over the next few months. We have a few large expenses that we need to take care of now that it is springtime.The first upcoming expense is our ridiculously huge tax bill. I have mentioned before that we somehow owe $6000 to the government, so that is a big chunk of change gone right there.Up next,

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com5tag:blogger.com,1999:blog-19473166.post-1142919183093785702006-03-22T13:07:00.000-05:002006-04-03T10:12:08.566-04:00

This new Frugal Living series will take a look at some of the steps that the Young Professionals use to save a little extra dough on the things that we buy.The first few entries will be looking into some of the sites that we use to get the best deals around.Today's site is not necessarily a true deal site...it is actually a comparison shopping site. I will admit that there are many other

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com0tag:blogger.com,1999:blog-19473166.post-1142982522347713632006-03-21T17:15:00.000-05:002006-03-22T17:26:30.036-05:00

Last time we looked at something really simple like making sure your savings account is getting a good interest rate. As interest rates start to possibly stabilize, it might be time to start looking at a second simple option....CDs. Some things to remember about CDs is that they offer a higher rate than a savings account but do have a penalty in interest lost for early withdrawal and the rate

DDhttp://www.blogger.com/profile/01517207247895298869noreply@blogger.com2tag:blogger.com,1999:blog-19473166.post-1142974272370732042006-03-21T15:49:00.000-05:002006-03-21T15:52:07.516-05:00

The guys over at the Money Blog Network have created the MBN Forums, a place "Where Money Bloggers Come to Talk." I really like the idea and encourage everyone to go check it out. Tags:Blogging

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com0tag:blogger.com,1999:blog-19473166.post-1142957786260582902006-03-21T11:29:00.000-05:002006-03-21T11:31:02.006-05:00

I am not sure if I have ever said it before, but I am saying it now. I heart Google!!! Pretty much everything that they do ends up being great...the search engine, GMail, Google homepage, Google Earth, Adsense, Blogger, and even Google Mars was cool to check out for a few minutes.Now they have added Google Finance to the mix and I really like it. It has financial news, market summaries, recently

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com2tag:blogger.com,1999:blog-19473166.post-1142824267536000672006-03-21T09:43:00.000-05:002006-04-03T10:18:13.490-04:00

This new Frugal Living series will take a look at some of the steps that the Young Professionals use to save a little extra dough on the things that we buy.The first few entries will be looking into some of the sites that we use to get the best deals around.The deal site for the day today is DealCatcher, the site to catch the best deals online. One interesting part of the site is the Sunday Ads

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com0tag:blogger.com,1999:blog-19473166.post-1142894621677388512006-03-20T17:42:00.000-05:002006-03-21T11:20:09.850-05:00

Had some Blogger problems today and was unable to get in to post. Looks fine now though. The latest batch of Carnivals are now up. Make a point to check them out, there is always good information contained in them.Carnival of Investing Number 14 hosted by Neo's Nest EggCarnival of Personal Finance Number 40 hosted by AllThings FinancialFestival of Frugality hosted by Free Money Finance___________

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1142823181970659752006-03-20T10:17:00.000-05:002006-04-03T10:19:26.586-04:00

This new Frugal Living series will take a look at some of the steps that the Young Professionals use to save a little extra dough on the things that we buy.The first few entries will be looking into some of the sites that we use to get the best deals around.Today's site is a coupon site called WOW Coupons, the "#1 source of printable coupons for well known retail stores, printable grocery coupons

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1142720378613544242006-03-18T17:18:00.000-05:002006-04-03T10:10:06.320-04:00

This new Frugal Living series will take a look at some of the steps that the Young Professionals use to save a little extra dough on the things that we buy.The first few entries will be looking into some of the sites that we use to get the best deals around. Today's we are going to cover 2 deal sites since I probably will not be posting tomorrow.The first is Lockergnome. This stie is actually

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com3tag:blogger.com,1999:blog-19473166.post-1142483375004185752006-03-17T15:16:00.000-05:002006-03-17T15:17:28.926-05:00

Does everyone remember when they were younger, working their low-paying job at McDonald's, making minimum wage? Did you file a tax return back then? I am actually not sure if I did or not, I can't remember. I am pretty sure that I wasn't making enough to have to file back then, so I probably didn't. Little did I know, I was probably missing out on getting some money back. I do remember the

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com0tag:blogger.com,1999:blog-19473166.post-1142568422137099052006-03-17T09:38:00.000-05:002006-04-03T10:08:37.336-04:00

This new Frugal Living series will take a look at some of the steps that the Young Professionals use to save a little extra dough on the things that we buy.The first few entries will be looking into some of the sites that we use to get the best deals around.Today's awesome deal site is Fat Wallet. I will have to admit that the reason that I really love this site so much is because this is where

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com0tag:blogger.com,1999:blog-19473166.post-1142525396259304062006-03-16T11:08:00.000-05:002006-03-16T14:39:09.793-05:00

Some of you may have seen JLP from AllThingsFinancial post on What $300,000+ Will Buy You in Houston...now all us PF bloggers are going to show what $300,000 can buy you in our area. Jim from Blueprint for Financial Prosperity posted on What $300,000+ Will Buy You in Howard Co. (Baltimore).Here is what you can get for $300,000 about an hour and a half north of New York City (it is even worse the

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1142449738430830272006-03-16T09:19:00.000-05:002006-04-03T10:07:16.603-04:00

This new Frugal Living series will take a look at some of the steps that the Young Professionals use to save a little extra dough on the things that we buy.The first few entries will be looking into some of the sites that we use to get the best deals around.The second deal site that we frequent is Hot Deals Club. This one is not quite as technology oriented as Techbargains, so it may be more

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com0tag:blogger.com,1999:blog-19473166.post-1142470785843603882006-03-15T19:58:00.000-05:002006-03-15T20:01:45.636-05:00

You may have heard that the 3 credit reporting agencies, Equifax, Experian and TransUnion, have announced that they will be using a single equation for your credit score now. The new system is called VantageScore. Previously, each agency had their own method for computing your score. They were fairly close for both my wife and I when we last got them (last summer when we were buying our new house

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1142449657180531822006-03-15T13:47:00.000-05:002006-03-15T14:09:44.190-05:00

Here's what I think is a fairly good and practical example for why to buy or rent a place.A 5 family (4 one bedroom, 1 three bedroom) building is for sale.It currently can rent all 1 bedrooms for $800 and the 3 bedroom for $1300.Since this would require a business loan, it would require 20% down and 8% interest on the remainder.Yearly expenses (taxes, upkeep, utilities, insurance) comes to $20k

DDhttp://www.blogger.com/profile/01517207247895298869noreply@blogger.com10tag:blogger.com,1999:blog-19473166.post-1142353890734192542006-03-14T11:30:00.000-05:002006-03-14T11:31:31.220-05:00

To all of our fellow bloggers, Performancing Metrics has now launched and is in a beta period right now. It is free to use, though I am not sure if it will stay that way. Performancing Metrics is a professional grade blog statistics service aimed at professional bloggers. They say that they wanted to produce something a little better, a little different for the professional blogger, and that they

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1142345679199094582006-03-14T09:13:00.000-05:002006-04-03T10:06:22.086-04:00

This new Frugal Living series will take a look at some of the steps that the Young Professionals use to save a little extra dough on the things that we buy.The first few entries will be looking into some of the sites that we use to get the best deals around.Being that we are in the computer industry, we love technology. So one of the sites that we check often is Techbargains. Their tagline, "

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com5tag:blogger.com,1999:blog-19473166.post-1142261056542182202006-03-13T09:43:00.000-05:002006-03-15T13:45:12.826-05:00

The latest batch of Carnivals are now up. Make a point to check them out, there is always good information contained in them.Carnival of Investing Number hosted by InvestorGeeksCarnival of Personal Finance Number 39 hosted by PFAdviceFestival of Frugality hosted by Neo's Nest Egg________________________________________________For those that don't know, the purpose of carnivals is to gather the

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1142133856429779292006-03-12T15:32:00.000-05:002006-03-12T15:33:30.133-05:00

FMF from Free Money Finance has an interesting post from a couple of weeks ago asking Which do You Prefer: Making More Money or Making Less but Being Paid More than Others? It is based on an article from Forbes about money and happiness. I was waiting to link to FMF's post for a while because I wanted to see how some of the comments fleshed out.The basic premise of the post is the following

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com2tag:blogger.com,1999:blog-19473166.post-1142136608455273572006-03-11T23:09:00.000-05:002006-03-11T23:10:08.560-05:00

I just wanted to make sure that everyone was aware of a great source of personal finance information called pfblogs.org. This service combines the feeds of most of the personal finance blogs out there (338 are tracked currently) in one place making it very easy to see new articles and to search old articles.NOTE: pfblogs.com is a very different site. They provide the same service, but created

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com3tag:blogger.com,1999:blog-19473166.post-1142105564822146422006-03-11T14:31:00.000-05:002006-03-11T14:32:44.906-05:00

After reading the post about EasyAllocator on MyMoneyBlog, I went and tried it out. Asset allocation is often a difficult topic for a couple of reasons. First, I have money in many different places, so that makes it somewhat more difficult to figure out my total asset allocation. The second reason is because in my accounts, you have to put a certain amount of money in, in order to not be charged

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1141937869378180632006-03-09T15:56:00.000-05:002006-03-09T15:57:49.466-05:00

Hazzard from Everybody Loves Your Money beat me to the punch with his article asking if TiVo is Off Their Rocker. For those that have not heard yet, TiVo has changed their pricing structure and gotten rid of their lifetime subscription. I personally do not think that this was a good move for them and I think that they are on their way out.I have been a huge TiVo supporter over the years. I have

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com3tag:blogger.com,1999:blog-19473166.post-1141922146335344822006-03-09T11:34:00.000-05:002006-03-09T11:35:46.390-05:00

We have talked in the past about moving the Young Professionals Financial Blog away from Blogger to our own host with a new domain name. So yesterday, when we saw that Dotster was having a $.50 sale on domain names, we signed up for one. Now we have to pick the domain name, but many of the names that we wanted are already taken. So, we would love some input on what others think would be the best

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com4tag:blogger.com,1999:blog-19473166.post-1141788461504419212006-03-08T10:00:00.000-05:002006-03-08T10:14:03.203-05:00

Just noticed this article at the Metro West Daily News about how personal finance may become part of the math curriculum. From what I can tell, this paper is from the Boston area. The author writes that if this new bill passes, then personal finance would become part of the math curriculum in all public schools for kids of all ages. "Bill sponsor state Rep. Stephen LeDuc, D-Marlborough, envisions

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com3tag:blogger.com,1999:blog-19473166.post-1141769103741194242006-03-07T21:00:00.000-05:002006-03-07T21:12:25.333-05:00

Jim from Blueprint for Financial Prosperity has a post on how to stop everyone from sending you all those credit card offers. The post is about the OptOutPrescreen.com site, which allows you to opt-into (yeah?) or out of firm offers of credit or insurance. You can choose to opt-out for 5 years or permanently.Let me tell you what a god-send this site is for me...I get roughly 2 pieces of junk mail

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com0tag:blogger.com,1999:blog-19473166.post-1141679196804677272006-03-07T14:48:00.000-05:002006-03-07T14:49:14.476-05:00

Jim over at Blueprint for Financial Prosperity has a post has a post entitled "You Have Terrible (Mutual Fund) Timing" about mutual fund investors and their bad market timing. Boy does this one really hit home...I feel as though I have awful market timing.The article states that "Andrea Frazzini of the University of Chicago and Owen A. Lamont of Yale conducted a study that showed that mutual fund

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com2tag:blogger.com,1999:blog-19473166.post-1141676270595682472006-03-06T15:16:00.000-05:002006-03-06T15:17:50.620-05:00

This is slightly off topic from the usual postings on this blog, but it is related to money. I feel that it is my duty to warn others before they waste their hard-earned money as I did. I went with my brother and friend this past weekend to see the new movie out...Ultraviolet. Let me just say that this was one of the worst movies that I have ever seen in my entire life. I am usually very lenient

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com3tag:blogger.com,1999:blog-19473166.post-1141669587954914242006-03-06T13:25:00.000-05:002006-03-07T14:41:00.903-05:00

The latest batch of Carnivals are now up. Make a point to check them out, there is always good information contained in them.Carnival of Investing Number 12 hosted by Personal Finance AdviceCarnival of Personal Finance Number 38 hosted by Canadian CapitalistFestival of Frugality hosted by Simply Thrifty________________________________________________For those that don't know, the purpose of

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1141592199651297292006-03-06T13:14:00.000-05:002006-03-06T13:14:45.886-05:00

The arguement continues, is it better to rent or to buy your residence? A few of my neighbors and I had a lengthy discussion over dinner last week about this very topic. My one neighbor feels very strongly that it is better rent (yes, even though he did just buy a newly built house), while the rest of us were arguing on the side of buying a house. I have also recently read 2 articles on the

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com3tag:blogger.com,1999:blog-19473166.post-1141546717541881572006-03-05T14:27:00.000-05:002006-03-05T14:28:02.100-05:00

Interesting article at MSNBC questioning what would happen if everyone paid off their credit card bills? As we are probably all aware, this scenario will never happen, we love us some credit here in the US. The article states that it would be very bad for all of us if this scenario was to happen.If we all somehow managed to stop buying things with our credit cards and then somehow managed to

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com6tag:blogger.com,1999:blog-19473166.post-1141495863463489442006-03-05T03:08:00.000-05:002006-03-05T03:09:31.153-05:00

Interesting article over at CNN Money reporting on 39 jobs where women's pay trumps men's. They found a total of 80 careers where women make more than men (note that these are jobs for regular working women, not careers such as supermodels), but are focusing on 39 of those jobs where women average more than 5% (and in some cases as high as 43%) greater salary than men in that job. The researcher

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com0tag:blogger.com,1999:blog-19473166.post-1141362032220019032006-03-04T11:40:00.000-05:002006-03-04T11:41:34.460-05:00

I have had problems in the past with the writing of Robert Kiyosaki (the Rich Dad, Poor Dad guy)...for instance, I previously wrote about my dislike of his article saying that passive investors have no control over their investments. Now I have a problem with his latest article. This one, Why Many Aren't Securing Their Financial Future, sounds like it could be a good article on how people are not

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com4tag:blogger.com,1999:blog-19473166.post-1134688250382894112006-03-03T14:09:00.000-05:002006-03-04T00:24:16.026-05:00

There's probably a bunch of people that have watched Marry Poppins and remember the song about how you should put money in the bank. So it probably shouldn't surprise me too much, but I often find myself in shock when someone says all their savings are in the bank. If you're talking a few hundred or a few thousand...ok, but when 10s or 100s of thousands is just sitting in a savings account or a

DDhttp://www.blogger.com/profile/01517207247895298869noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1141411845065040282006-03-03T13:29:00.000-05:002006-03-03T14:00:13.800-05:00

I've been loving my international fund for a few years now and even though I'm usually a pessimist when it comes to something doing so well for several years, I still recommend people to get invested in international stocks. There's really 2 factors for this.1) Economic outlook of US. It's great that unemployment is low and all, but I continue to be concerned by the decrease in savings, the

DDhttp://www.blogger.com/profile/01517207247895298869noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1141357474023240902006-03-02T22:43:00.000-05:002006-03-02T22:44:34.066-05:00

I have been thinking of trying to make some extra money lately by using one of those credit cards that offers 0% balance transfers. Problem is, I am nervous about the consequences (lowering of my credit score) and I am not really sure exactly how it works. To try to help figure it all out, I read Jim's Making Money With 0% Balance Transfers over at Blueprint for Financial Prosperity and The Value

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com8tag:blogger.com,1999:blog-19473166.post-1141175465007747492006-03-02T13:29:00.000-05:002006-03-02T13:30:24.773-05:00

We all know that the odds are stacked against us when it comes to winning the lottery, yet millions play it everyday. I have mentioned before that this blog was started in part after some co-workers decided that they should start an Early Retirement Club aka Lottery Club. They even suckered me into it for the first game, but that was when it was a one time buy for a huge Powerball drawing. After

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com2tag:blogger.com,1999:blog-19473166.post-1141181380332155112006-03-01T11:09:00.000-05:002006-03-01T11:10:53.110-05:00

I just wanted to thank all of the readers who left me some great advice in the comments section of my Car Concern #1 and Car Concern #2 posts. Thanks to all of you, I think that I am better. I was suffering from what is known as CarMarketersDreamitis, but luckily I have been cured. I was under their marketing spell and it was causing me to have hallucinations of me in my brand new black Mazda RX-

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com3tag:blogger.com,1999:blog-19473166.post-1140745985707923372006-02-28T18:29:00.000-05:002006-02-28T18:29:47.126-05:00

Let me start this post by saying that I have horrible luck with dentists in general. I have switched dentists a few times for various reasons, here are the top few reasons that I hate dentists:After college, I got a job and some health insurance so I could finally go to the dentist again after skipping it for roughly 5 years. They must have seen that it said sucker on my head and told me that I

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com4tag:blogger.com,1999:blog-19473166.post-1141050264452226562006-02-27T09:23:00.000-05:002006-02-27T09:24:24.473-05:00

This post isn't directly about money, but it is hilarious. It comes to us from Everybody Loves Your Money and is a spoof on those Priceless Master Card commercials. Hope you all enjoy this Monday morning humor.NOTE: If you are easily offended, don’t watch the video. Don’t get me wrong. This video doesn’t have a bunch of people jumping around with no clothes on or anything, but it does have one

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com0tag:blogger.com,1999:blog-19473166.post-1141004988970650012006-02-26T20:49:00.000-05:002006-02-28T17:39:20.973-05:00

The latest batch of Carnivals are now up. Make a point to check them out, there is always good information contained in them.Carnival of Investing Number 11 hosted by Retire at 30Carnival of Personal Finance Number 37 hosted by Money Blog NetworkThe Young Professionals carnival post can be found here: New Car ConcernFestival of Frugality hosted by Mighty Bargain Hunter____________________________

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1140726878710591452006-02-26T12:32:00.000-05:002006-02-26T20:32:44.646-05:00

Could this be the next sign that the end is near (the first sign was that Legally Blond 2 actually got made into a movie)? My mother-in-law mentioned the other day that she saw a piece on the news about the possibility of 50-year mortgages being available in the near future. So, I searched around the net for more info and found an article stating that 50-year mortgages may be next in The Honolulu

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com2tag:blogger.com,1999:blog-19473166.post-1140730429499082282006-02-24T23:19:00.000-05:002006-02-24T23:20:45.790-05:00

Some may have wondered why the last post was titled "New Car Concern #1." Naturally, it is because I have another concern about cars right now. The last post was about someone elses interest in buying a new car, a pretty expensive new car at that. This post is about a new car for Mrs. RS and myself.As I mentioned previously, I am driving a 7-year old Honda Civic that I bought new out of college.

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com11tag:blogger.com,1999:blog-19473166.post-1140666243109431172006-02-23T11:47:00.000-05:002006-02-23T11:48:36.546-05:00

The Young Professionals have been having a lot of conversations lately about cars. The reason for these conversations is because one of us needs to get a new car since the "Purple People Eater" (purple Dodge Neon) is leaking gas and that just seems a little dangerous. In order to not get blown-up when pumping gas, LDB decided it was time for an upgrade. She is thinking about getting a new Pontiac

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com10tag:blogger.com,1999:blog-19473166.post-1136512779573710192006-02-22T16:56:00.000-05:002006-03-02T15:51:18.680-05:00

FMF over at Free Money Finance has a great series of posts about how to gain momentum for your blog and help it to grow. Since the Young Professionals Financial Blog is a fledgling, month old blog, I have been keeping a close eye on these articles to try to help us Young Professionals grow the blog.Here are the articles:Pick the Right TopicPick a Good NameGet a Compelling TaglineCreate a Useable

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com4tag:blogger.com,1999:blog-19473166.post-1140483945793484942006-02-21T13:18:00.000-05:002006-02-21T13:22:55.600-05:00

Sear's customer service rules...they get an A+ in my book.I totally forgot about a post that I wanted to put up 2 months ago about Sears and their great customer service until FMF posted about his good experience with Sears customer service. Thanks for the reminder FMF.Mrs. RS and I moved into our new house last summer (June 2005) and quickly realized that our driveway was not going to be fun in

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com0tag:blogger.com,1999:blog-19473166.post-1140480012420689972006-02-20T19:00:00.000-05:002006-02-20T19:00:12.436-05:00

This interesting fact comes from the March 2006 issue of Money Magazine:The Journal of Marketing says a hedge fund investing in firms with stellar customer service beat the S&P by 103% over 6 years.Not bad at all. I searched the internet for additional information, but I was unable to find anything related to this fact. I was interested in finding out more about what companies these were and the

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com0tag:blogger.com,1999:blog-19473166.post-1140443339514439502006-02-20T08:47:00.000-05:002006-02-22T15:57:39.586-05:00

The latest batch of Carnivals are now up. Make a point to check them out, there is always good information contained in them.Carnival of Investing Number 10 hosted by MyMoneyBlogCarnival of Personal Finance Number 36 hosted by Free Money financeThe Young Professionals carnival post can be found here: Buying Foreclosures: A Good Investment for Young Professionals?Festival of Frugality hosted by

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1140305252462312452006-02-19T16:00:00.000-05:002006-02-19T16:05:18.776-05:00

Mrs. RS and I just finished watching Oprah's Debt Diet show from Friday on our TiVo (one of the best inventions ever) and it was pretty good. The show featured 3 families, the Bradleys, the Egglestons, and the Widlunds that are financially out of control and included 3 financial experts, Jean Chatzky, David Bach, and Glinda Bridgforth to help the families get back on track financially. I say that

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1140238254901092262006-02-18T16:00:00.000-05:002006-02-18T16:01:41.886-05:00

Robert Kiyosaki, of "Rich Dad, Poor Dad" fame often tells us how important it is to have positive cash flow rather than just relying on capital gains. This is why he advocates real estate investments such as rental properties rather than just buying stocks and index funds and watching them appreciate. I personally don't think that his way is the only way to accumulate wealth, I think that I

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com9tag:blogger.com,1999:blog-19473166.post-1140233443523121842006-02-17T22:29:00.000-05:002006-03-23T19:50:53.410-05:00

The Young Professionals here at YPFB have a few financial forums that we like to check out. We were also pointed to some good forums by Jim from Blueprint to Financial Prosperity in his post about Reader's Favorite Money or Personal Finance Forums (Thanks Jim and all of the contributors). This list will be updated over time and can always be found on the right side bar.Forums:Money Blog Network

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com0tag:blogger.com,1999:blog-19473166.post-1140133291336653002006-02-16T18:42:00.000-05:002006-02-16T18:41:31.336-05:00

Darren Rowse from ProBlogger has a great series of posts entitled Blogging for Beginners. I wish that I had read some of these before I started blogging, I would have done a couple of things differently. The main things that I would have changed is that I would not have used Blogger. Nothing against Blogger at all, it is a great platform for blogging, but now I would like to get my own host and

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com5tag:blogger.com,1999:blog-19473166.post-1140132250260506392006-02-16T18:25:00.001-05:002006-03-03T13:59:47.100-05:00

The Young Professionals here at YPFB have quite a few sites that we use to get information from. This list will be updated over time and can always be found on the right side bar.Investing Sites:For more information on our investments, check out the post entitled: Our Investments.VanguardThis is the Young Professionals preferred investing site. Whether you are looking for index funds, mutual

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1140131938506412242006-02-16T18:25:00.000-05:002006-02-17T22:32:39.666-05:00

The Young Professionals here at YPFB have a few products that we use get financial information. This list will be updated over time and can always be found on the right side bar.Products:Quicken 2006 PremierI use the Premier version because it is able to track my investments, which I do not believe that the Deluxe version will do. Quicken is able to access just about all of my accounts (savings,

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com2tag:blogger.com,1999:blog-19473166.post-1140130685875020632006-02-16T17:59:00.000-05:002006-04-10T23:14:18.946-04:00

The Young Professionals here at YPFB have quite a few blogs that we enjoy reading. These are great sources of information and come highly recommended. This list will be updated over time and can always be found on the right side bar.Financial Blogs:These are in alphabetical order.2 Million - My Journey to Financial FreedomAll Financial Matters (aka All Things Financial)Blueprint for Financial

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1140055339908884702006-02-15T20:58:00.000-05:002006-02-15T21:02:19.930-05:00

Jonathan at MyMoneyBlog has a fun post up right now entitled Reverse Carnival of Money Mistakes. In this post, he collects a bunch experiences from other personal finance bloggers that show the mistakes that many of us have made with our money in the past. It is a great read and hopefully can help others not to make some of the same mistakes. My financial mistakes post is also included in

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1140019020497617102006-02-15T10:56:00.000-05:002006-02-15T10:57:03.486-05:00

FMF from Free Money Finance has some great tax help for everyone during tax season. For anyone that has read my posts about taxes this year knows that I could use some help.Using Credit Cards To Pay TaxesTax Time Tags:Taxes

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1139966114762932122006-02-14T21:53:00.000-05:002006-02-14T21:53:48.646-05:00

It is a good thing that I read the article from USA Today about using credit cards to pay off your taxes. I finished my first pass at my taxes a week ago and found that I owe the government about $6000 this year. This is the second year in a row that my wife and I owe that much. Very depressing. I was planning on paying that balance with my American Express Blue card just so that I could get a

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1139803163770625712006-02-14T09:14:00.000-05:002006-02-14T14:02:16.280-05:00

The latest batch of Carnivals are now up. Make a point to check them out, there is always good information contained in them.Carnival of Investing hosted by Trader MikeCarnival of Personal Finance Number 35 hosted by The Dividend GuyThe Young Professionals first carnival post can be found here: Tax TimeFestival of Frugality hosted by Boston Gal's Open Wallet_______________________________________

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1139801503220244782006-02-12T22:28:00.000-05:002006-02-12T23:08:47.590-05:00

Jim over at Blueprint for Financial Prosperity has a post up about Netflix "Throttling" DVDs. This issue is something that has been bothering me for a while now and I had no idea that it was such a large problem. I actually thought that I was getting fewer movies per month because I had just moved to my new house in a smaller town than where I had previously lived. I thought that maybe we had a

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1139514345133497182006-02-09T14:42:00.000-05:002006-02-09T14:45:45.160-05:00

Since everyone else is doing it, I guess I have to also. The craze of the last few days in many PF blogs has been sharing what is in your wallet. I don't have a wallet anymore as it started to resemble George Costanzas wallet on Seinfeld. I now just have a money clip and my front pocket. Here are the secrets that it contains:NYS driver licenseIBM badgeHealth plan cardPerscription cardAmex Blue

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1tag:blogger.com,1999:blog-19473166.post-1139496369066230632006-02-09T13:55:00.000-05:002006-02-09T13:58:54.116-05:00

Jonathan from MyMoneyBlog is taking submissions for the Carnival of Money Mistakes so I thought that I would add a few of mine in there. While I am a Young Professional, I am obviously not one in the finance world.My biggest money mistake was not actually just one instance of messing up and losing a bunch of money. It is more of a screw-up for an entire period of my life with my money. Basically,

RShttp://www.blogger.com/profile/01616145406462828782noreply@blogger.com1