Portfolio Allocation Help From EasyAllocator.com
After reading the post about EasyAllocator on MyMoneyBlog, I went and tried it out. Asset allocation is often a difficult topic for a couple of reasons. First, I have money in many different places, so that makes it somewhat more difficult to figure out my total asset allocation. The second reason is because in my accounts, you have to put a certain amount of money in, in order to not be charged a fee. This has somewhat thrown my personal allocation off since I opted to put the same amount into my total US stock market index fund and my international index fund.
Now for a little background on the site. EasyAllocator was created by yobria, one of the Vanguard Diehards, and it "allows you to choose which asset classes you would like to include--from simple total market portfolios to multi-asset slice and dice. It also allows you to select a risk level. It then allocates assets to various taxable and tax-deferred accounts in the most tax-efficient way. It makes suggestions for specific funds in each class. It then calculates estimated returns and income from future withdrawals."
The site promises efficient investing is a three step process:
I have a suggested allocation that it tells me is optimal, I will need to look at it a little more and compare it to my existing allocation. The site is definitely worth a look, try it out. You will have to sign-up to get a userid, but you don't have to put in any info.
Now for a little background on the site. EasyAllocator was created by yobria, one of the Vanguard Diehards, and it "allows you to choose which asset classes you would like to include--from simple total market portfolios to multi-asset slice and dice. It also allows you to select a risk level. It then allocates assets to various taxable and tax-deferred accounts in the most tax-efficient way. It makes suggestions for specific funds in each class. It then calculates estimated returns and income from future withdrawals."
The site promises efficient investing is a three step process:
- Asset Allocation - Choosing the right types of investments, such as stocks, bonds, and real estate.
- Asset Location - Putting the right assets in the right types of investment accounts.
- Mutual Fund Selection - Mutual funds are the key to effective investing, but only a small number of the 20,000+ existing funds meet our criteria for cost, diversification, and tax efficiency.
I have a suggested allocation that it tells me is optimal, I will need to look at it a little more and compare it to my existing allocation. The site is definitely worth a look, try it out. You will have to sign-up to get a userid, but you don't have to put in any info.
posted by RS at 2:31 PM
1 Comments:
If we are into fashion, we are on a lookout for cheap Coach Wallets . We know that these bags are very good deals and by getting these Coach Madison designs at a cheaper rate, we are surely getting ourselves into something good. But sometimes, the Coach Bonnie that are seen everywhere turn out to be rip offs. That is why we are advising you to be careful when you are getting cheap Coach Gallery .
And if you want to be like the trendy and the well dressed then it's time to switch to ED Hardy .This hip fashion brand is the one that many stars wear when they want to show off their attitude. ED Hardy Shoes is the final word in funky youth wear. Often termed as street wear also, hardy shirt is hugely inspired by the tattoo designs of hardy shirts.
Ladies who follow trends are long for the clean lines and creative designs of Christian Louboutin Sale. Women, who can't pay hefty prices, however very much aspire to be stylish, spend sensibly. These ladies select wholesale Christian Louboutin Pumps. Clever buyers don't let this expense of elite fashion shoes keep them away from buying the finest. Women who want luxury Christian Louboutin Boots of a renowned trendsetter know the way to have theirs. These women decide on wholesale Christian Louboutin Sandals because of much quality at a portion of the charge.
Post a Comment
<< Home